The high achiever

Who is likely going to be successful ?

 - The person who know how to turn an idea into action

 - The person who will never ever give up so easily

 - The person who doesn't scare of hard work

 - The person who has a plan and a clear direction

 - The person who has a good heart, maybe you will think that I am very naive but I still think only good people will get happy ending!

Who is the person?

He is Ronald Chang

Why him?

Having a full time job as a consultant, he also do couching 3 days a week and more over he has recently started his own business that run 7 days a week.

I have read a lot of story and book about the successful people, and Ronald Chang is a real life example for me and I wish him all the best and success in the future!

That dude in the middle is Ronald Chang

The dog minding is The Passion?

A lot of people keep telling me the same thing - "Don't worry about the money! Just do what you like and the money will automatically flow in",  it doesn't make any sense to me at all until last week.

I come across an advertisement online that someone wanted help to look after their doggy, straight away, I sent them a reply offer my services, because I love dog. I only ask for $100 a week which is a really low price compare to those business out there and they are happy with it and I got to say that was the best $100 I ever made.

Got me thinking...Maybe this is my path in life!  ;)

Quick update since 14 September:  $1,239

• Hair Straighter $10
• Dog minding for 2 days $50
• Business plan $20 

Total : $1,319

Sammy & Sam

The iPhone 4

You can't always just earn money or save money but not spend money! You have to be smart about saving, you have to be smart about spending too!

I have recently bought an iPhone 4 and it is only cost me less than $300 while the original price are $859!

How I did it?

I have a 3GS before and decided to give it to my friend's brother! in return I am using my friends phone which is a 3G phone, and at the same time I am trying to sell that 3G phone for him!

Found a buyer that willing to paid $300 for it! and my friend paid me $260 for my 3GS phone! in total I received $560!

I found the phone online ( similar like eBay ) and bargain with the seller and  he agree to sell it to me for $850

Do the calculation people :)

My new toy!

The Patient

Sometime it is just so frustrating, everything I do just doesn't seem working, like I am stuck in a big black hole and going nowhere! That is why I haven't been bother to update or even sign on to my blog lately; because I just can't bear it, take a note that I might be frustrated but it doesn't mean I am giving up.

Two week ago I went to Bunnings Warehouse and got myself some nice looking rock and seeds, instead of looking for thing to buy and resell; I thought I might as well just make it.

For almost 10 days I have been taking really good care of my little P$ANT and give them plenty of water and sun, but nothing seem happened at all, at first I thought I fail, the seed just die on me! But 4 days later ( that following 4 days I just didn't pay much attention to that anymore ), I suddenly saw some green coming out! I was surprise with joy.

Lesson that I have learn for doing that: plant your seed well and you will get your reward! All you need is a little faith and patient! Yay ~ I am back in business!

The interest rate

You work hard for your money, so in return your money should work hard for you too! But how?

Well, you need to do your homework and the easiest way to let your money work hard for you is to put it in a bank that offer high interest rate!

Institution Product Maximum Interest Rate p.a. Standard Variable Rate p.a. Pay Anyone¹ 24/7 Phone Support² UBank USaver 6.51% 6.01% Y Y ANZ Online Saver 4.50% 4.50% Y Y Bank of Queensland WebSavings Account 0.01% 0.01% Y ($0.65 fees) N Bankwest Smart eSaver 6.00% 4.50% N N Bankwest TeleNet Saver 6.15% 4.50% N N Commonwealth Bank NetBank Saver 6.00% 4.50% N Y ING DIRECT Savings Maximiser 6.25% 4.90% N Y Macquarie Bank Macquarie Cash XL 4.50% 4.50% Y N RaboDirect High Interest Savings Account 6.40% 5.00% -- -- St George Bank Directsaver Account 6.15% 4.60% N Y Suncorp Bank Everyday Options Sub-Acc 4.75% 4.75% Y Y Westpac eSaver 6.00% 4.25% N Y nab iSaver 6.00% 4.25% N Y

Information accurate as at 17 September 2010. Source: CANSTAR CANNEX 


You don't have to be royal to your bank! Whoever offer you the highest rate just go for it. I was with ING before but now I am UBank customer. They even provide you a saving calculator that will show you the period of year you need to save to reach your goal.

So - what are you waiting for? Does your bank let your hard earn money work hard for you? If the answer is no...you know what to do!

The action, the faith and the determination

It is always easy to say and it is even easier to dream.  But when it comes to the action, it requires faith and determination.

Some people are just pure stupid, some are just weird, and some will be rude to you. That is how it is and there is nothing you can do about it.

Rejection after rejection! Sometime you will feel that you are going nowhere, a lot of time you just want to take the easy way out and quit. 

Are you going to let all this negativity get you down? Or you are going to stay strong and keep on moving? My advice:  Hold on to your faith and don’t give up so easily, eventually you will find your way out. How do I know? Because I been there.

I have been trying to sell the baby clothing that my mum sent from Malaysia, at first I thought it is going to be easy, I try to sell it online, advertise on bulletin board and even go to the market, but I didn’t get any result, and there is a period I was completely giving up.

Just recently I have tried the different approach, instead of looking for customer, I directly ask the shop owner that sell baby clothing.

I successfully sold 48 pieces of baby clothing at $3 each. Total amount I made $144

So whatever you do, hold on to your faith and don’t give up!

baby clothing